---
title: "Credits and billing"
url: "https://coldmeetings.com/docs/credits-and-billing.md"
canonical_url: "https://coldmeetings.com/docs/credits-and-billing"
last_updated: "2026-10-22"
type: "conceptual"
summary: "Prospect credits and plan quotas in the ColdMeetings API. One credit per imported prospect."
related: ["https://coldmeetings.com/pricing.md", "https://coldmeetings.com/docs/api/account.md", "https://coldmeetings.com/docs/api/campaigns.md"]
---

# Credits and billing

> **For AI agents:** the complete index of ColdMeetings pages is [llms.txt](https://coldmeetings.com/llms.txt). Every page is also served as markdown at its URL plus .md.

Prospect credits and plan quotas in the ColdMeetings API. One credit per imported prospect.

ColdMeetings has one credit type: the prospect credit. Importing a prospect into a campaign costs one. Everything else in the API is free of credits and limited by your plan instead.

> Prices are in US dollars.

## Plans and quotas

| Plan | Price | Prospect credits a month | Domains | Mailboxes | Active campaigns |
| --- | --- | --- | --- | --- | --- |
| Professional | $495/month | 10,000 | 12 | 30 | 5 |
| Enterprise | from $36,000/yr | 50,000 | 40 | 120 | 20 |

The numbers come from the same plan list as the [pricing page](https://coldmeetings.com/pricing.md) and from `GET /plans`. An account with no active plan cannot create sending domains or mailboxes, and a request that needs a plan answers `subscription_required`. A plan's limits are enforced by the API: going over one answers `plan_limit`. Enterprise is bought on a call and is listed from its starting price.

## How credits are spent

- One credit per prospect that is really imported.
- Prospects that are skipped cost nothing: invalid or duplicate addresses, addresses in countries that are not accepted, suppressed addresses, addresses already imported, and addresses that fail verification.
- Credits are held while an import runs and charged afterwards for the prospects that went in. A hold that is never settled stops holding credits after 5 minutes.
- If an import needs more credits than the account has, it answers `insufficient_credits` and imports nothing. A failed import releases its hold.

See [Campaigns](https://coldmeetings.com/docs/api/campaigns.md) for the import request and response.

## Read your balance

`GET /v1/account` returns `prospect_credits.available`, the credits you can spend now, and `prospect_credits.reserved`, the credits held by an import in progress.

```json
{
  "prospect_credits": {
    "available": 9850,
    "reserved": 0
  }
}
```

## Monthly grants

A paid plan grants its prospect credits each time an invoice is paid: the first payment and every renewal. The credits last until the end of the billing period they were granted for, so unused credits do not carry into the next period. A yearly plan grants all twelve months at once. A payment notice that arrives twice grants once.

A plan starts when we confirm your payment and set up your account. Email hello@coldmeetings.com to start. Nothing else changes a plan or adds credits except an action by the operator.

## Payment events

The payment provider reports payment and subscription events to `POST /v1/billing/webhook`. That route takes no API key. Each request must carry the provider's signature header, and it is verified before anything changes. A rejected event answers with an error, so the provider retries it.

## Supplier costs

On Professional you pay your domain, mailbox and sending software suppliers directly. Enterprise includes the infrastructure. Any supplier cost we show is an estimate, not a quote.

## Related

- [Pricing: Professional and Enterprise plans](https://coldmeetings.com/pricing.md)
- [API reference: Account](https://coldmeetings.com/docs/api/account.md)
- [API reference: Campaigns](https://coldmeetings.com/docs/api/campaigns.md)